*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;margin:0;background:#f5f7fb;color:#0a1f44}

header{
position:sticky;
top:0;
z-index:1000;
display:flex;
align-items:center;
justify-content:space-between;
padding:0 40px;
background:#fff;
border-bottom:1px solid #e5e5e5;
height:82px;
width:100%;
box-shadow:0 4px 14px rgba(0,0,0,.06);
}

.logo-link{height:100%;display:flex;align-items:stretch;flex:0 0 auto}
.logo-link img{height:100%;width:auto;display:block;object-fit:contain}

.nav-wrap{
display:flex;
align-items:center;
height:100%;
position:relative;
}

nav{
display:flex;
align-items:center;
height:100%;
background:transparent;
}
nav a{
margin-left:24px;
text-decoration:none;
color:#0a1f44;
font-weight:600;
}

.menu-toggle{
display:none;
background:none;
border:none;
color:#0a1f44;
font-size:30px;
cursor:pointer;
line-height:1;
padding:8px;
}

.hero{
padding:80px 40px;
text-align:center;
background:linear-gradient(135deg,#0A1F44,#0047AB);
color:#fff;
}

.hero h1{font-size:40px;margin-bottom:20px}

.section{padding:60px 40px;max-width:1100px;margin:auto}

.section h1,.section h2{color:#0047AB}

.grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}

.card{
background:#fff;
padding:24px;
border-radius:10px;
box-shadow:0 2px 10px rgba(0,0,0,.08);
margin-bottom:24px;
}

footer{
background:#0A1F44;
color:#fff;
margin-top:40px;
}

.footer-inner{
max-width:1200px;
margin:0 auto;
padding:28px 40px;
display:grid;
grid-template-columns:1fr 1fr 1fr;
gap:24px;
}

.footer-col.center{text-align:center}
.footer-col.right{text-align:right}

button{
background:#0047AB;
color:#fff;
border:none;
padding:14px 22px;
border-radius:6px;
font-weight:600;
cursor:pointer;
}

form input,form textarea{
width:100%;
padding:10px;
margin:10px 0;
border:1px solid #ccc;
border-radius:5px;
}

@media (max-width:900px){
    header{
        padding:0 18px;
    }

    .menu-toggle{
        display:block;
    }

    nav{
        display:none;
        position:absolute;
        top:calc(100% + 10px);
        right:0;
        left:auto;
        width:min(320px, calc(100vw - 36px));
        height:auto;
        flex-direction:column;
        align-items:stretch;
        gap:0;
        padding:14px;
        background:#ffffff;
        border:1px solid rgba(10,31,68,.10);
        border-radius:22px;
        box-shadow:0 18px 45px rgba(10,31,68,.18);
        z-index:9999;
    }

    nav.open{
        display:flex;
    }

    nav a{
        margin:0;
        display:block;
        padding:14px 16px;
        background:#ffffff;
        color:#0a1f44;
        border-radius:14px;
    }

    nav a + a{
        margin-top:6px;
    }

    nav a:hover,
    nav a:focus{
        background:#f2f6ff;
        outline:none;
    }

    .grid{grid-template-columns:1fr}
    .footer-inner{grid-template-columns:1fr}
    .footer-col.center,.footer-col.right{text-align:left}
}

.hero-home p{max-width:900px;margin:0 auto;line-height:1.6;font-size:18px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;align-items:center;margin-top:26px}
.btn-link{display:inline-block;background:#0047AB;color:#fff;text-decoration:none;padding:14px 22px;border-radius:6px;font-weight:700;border:2px solid #0047AB}
.btn-link:hover,.btn-link:focus{opacity:.95}
.btn-link-outline{background:transparent;color:#fff;border-color:#fff}
.section-alt{padding-top:20px}
.feature-banner{display:grid;grid-template-columns:2fr 1fr;gap:24px;align-items:center;background:#fff;border-radius:14px;padding:28px;box-shadow:0 2px 10px rgba(0,0,0,.08);border:1px solid rgba(0,71,171,.08)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:700;color:#0047AB;margin:0 0 10px}
.feature-banner h2{margin-top:0}
.feature-actions{display:flex;flex-direction:column;gap:12px}
.feature-actions .btn-link-outline{color:#0047AB;border-color:#0047AB}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.process-step{background:#fff;padding:24px;border-radius:12px;box-shadow:0 2px 10px rgba(0,0,0,.08)}
.process-step span{display:inline-flex;width:38px;height:38px;border-radius:50%;align-items:center;justify-content:center;background:#0047AB;color:#fff;font-weight:700;margin-bottom:14px}
.process-step h3{margin-top:0}
.faq-card h3{margin-top:0}
.cta-panel{background:linear-gradient(135deg,#0A1F44,#0047AB);color:#fff;padding:36px;border-radius:16px;text-align:center;box-shadow:0 10px 24px rgba(10,31,68,.16)}
.cta-panel h2{color:#fff;margin-top:0}
.cta-panel p{max-width:850px;margin:0 auto;line-height:1.6}
.cta-panel .btn-link-outline{border-color:#fff;color:#fff}
@media (max-width:900px){
  .feature-banner{grid-template-columns:1fr}
  .process-grid{grid-template-columns:1fr}
  .hero-home h1{font-size:34px}
  .hero-home p{font-size:17px}
}


.hero-about p{max-width:880px;margin:0 auto;line-height:1.7;font-size:18px}

.footer-link{color:#fff;text-decoration:none}
.footer-link:hover,.footer-link:focus{text-decoration:underline}
.hero-contact p{max-width:900px;margin:0 auto;line-height:1.7;font-size:18px}
.contact-layout{display:grid;grid-template-columns:1.15fr .95fr;gap:28px;align-items:start}
.contact-content .card + .card{margin-top:24px}
.contact-form-card{position:sticky;top:110px}
.contact-form label{display:block;font-weight:700;color:#0a1f44;margin-top:12px}
.contact-form input,.contact-form textarea,.contact-form select{width:100%;padding:12px 14px;margin-top:8px;border:1px solid #cdd6e3;border-radius:8px;background:#fff;font:inherit}
.contact-form textarea{min-height:170px;resize:vertical}
.contact-form select{appearance:none}
.form-intro{margin-top:0}
.contact-form-note,.contact-microcopy{font-size:15px;line-height:1.6}
.contact-service-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.contact-service-list h3{margin:0 0 8px;color:#0a1f44}
.contact-service-list p{margin:0;line-height:1.6}
.hp-field{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
@media (max-width:900px){
  .contact-layout{grid-template-columns:1fr}
  .contact-form-card{position:static}
  .contact-service-list{grid-template-columns:1fr}
}

.authority-card{background:#fff;border-radius:14px;padding:30px;box-shadow:0 2px 10px rgba(0,0,0,.08);border:1px solid rgba(0,71,171,.08)}